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Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.
Tailgating
Folowing too close to another car, not alowing space for you to brake or car in front to brake. The operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property
Blind Spots
The back corner of the car never moves. It always stays in the same exact place. Mirrors are unable to show this spot. This back area is known as blind spot
Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility.
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
Risk assessment
The determination of the probability of failure of a component or system.
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Breakover Angle
when a vehicle crests a hill, it's the angle at which the front tires still remain on the ground as the rear wheels continue to climb (see High Centered)
Failure to yield the right of way
Can be when you proceed forward while disregarding right of way signs or signals for other cars. You may not be the car that is sopossed to go forward.
Raised Pavement Markers (R.P.M.)
Non-reflectorized ceramic pavement markers, also known as "Bott's Dotts", are most often used to delineate travel lane lines. Reflectorized RPM's come in many different colors and are used to delineate travel lane lines and outside boundaries.
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